Financial Wellness Through Strategic Partnership

Transforming Debt Management for a Leading Non-Profit Credit Counseling Service

About the Client

A nationally recognized non-profit credit counseling service helping clients manage consumer debt through affordable repayment plans. They negotiate with over 2,000 lenders to reduce monthly payments on various unsecured debts and support individuals facing collections or charge-offs.

Scenario

Facing challenges related to cost-effectiveness, talent acquisition, scalability, and operational flexibility, the client sought a strategic partner to manage their growing operational demands while maintaining high service quality. They partnered with Epicenter in 2018.

Epicenter’s Solutions

Epicenter provided comprehensive debt management services, handling various aspects of the client’s operations, enabling them to focus on their core mission.

Benefits / Outcomes

  • 50% reduction in manpower costs.
  • Support provided to over 21,000 active clients.
  • 100% client SLA adherence.
  • 95% inbound call resolution rate.
  • 5,000+ clients successfully became debt-free.

Our partnership with Epicenter has been instrumental in our ability to serve more clients and achieve our mission. Their dedication to quality and efficiency is truly exceptional.

President, Leading Non-Profit Credit
Counseling Service

Client Challenges

The client faced challenges in maintaining cost-effectiveness, accessing skilled talent in the US market, scaling operations efficiently, ensuring operational flexibility to meet varying time zones, delivering high-quality service, and focusing on their core business objectives.

Epicenter's Approach

Epicenter successfully addressed each of these challenges by providing scalable, cost-effective solutions and maintaining high-quality service levels. We achieved significant cost savings, supported a large client base, met all SLAs, maintained high call resolution rates, and facilitated debt freedom for thousands of clients.

Epicenter's Achievements

Active Clients

+ 0 K

Debt Free Clients

+ 0 K

SLA Adherence

0 %

Resolution Rate

0 %

Solution Offering

Customer Service

Providing essential support, guiding clients through the debt management process, answering inquiries, and offering personalized financial advice.

Email & SMS Communication

Sending SMS reminders, email updates and information to clients about payments and appointments.

Proposal Disbursements

Creating tailored debt management plans by assessing clients’ financial situations, negotiating with creditors, and drafting customized proposals.

Payments Processing

Handling all payment-related tasks, including allocation, deallocation, disbursements to creditors, and refunds to clients.

Collections

Following up on missed payments, addressing NSF (Non-Sufficient Funds) situations, and pursuing payments until resolved.

Student Loan Enrollment & Recertification

Consolidating multiple student loans, enrolling clients in government programs for potential loan forgiveness, and managing yearly recertification processes.

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